He never liked luxuries.
On our wedding day, many people congratulated me saying the same thing:
—Carlos, you hit the jackpot.
—A woman like that isn’t something you find every day.
—She is responsible, she is honest… and she knows how to take care of money.
I smiled when I heard those comments.
But inside me there was a small voice that always repeated what my mother had taught me.
Don’t give everything away.
Never give everything away.
At first our marriage was peaceful.
We lived in a small apartment in Monterrey.
It wasn’t luxurious, but it was sufficient.
We had what we needed: a simple kitchen, a small living room, and a balcony from where you could see part of the city lit up at night.
Lucia worked a lot.
Me too.
She kept the household accounts with a notebook where she wrote down every expense: rent, electricity, groceries.
It was organized.
Very organized.
Perhaps too much.
—Carlos —he told me one night while we were having dinner— we should open a savings account together.
“Why?” I asked.
—For the future.
He looked at me with a calm smile.
—If we keep saving like this, in a few years we could buy a house.
The idea was good.
But something inside me tensed up.
“We can think about it,” I replied.
Lucia did not insist.
That was his style.
He never pressured anyone.
But he brought up the subject again weeks later.
—Carlos, how much money have you managed to save lately?
I took a sip of coffee to avoid answering too quickly.
-Something.
—We should pool our savings.
—Maybe later.
Lucia frowned slightly.
He said nothing more that night.
But from that moment on, something began to change between us.
Because there was something she didn’t know.
Each month, when I received my salary, I would set aside a portion and send it to my mother’s account in the town near Saltillo.
At first they were small amounts.
Five thousand pesos.
Then ten thousand.
Over time it became almost a habit.
A routine.
Receive the salary.
Pay the expenses.
Send the rest to my mother.
She always replied with the same message:
“Your money is safe with me, son.”
And I slept peacefully.
Over the years, that money began to grow.
Ten thousand became one hundred thousand.
One hundred thousand in five hundred thousand.
And without realizing it, after more than a decade working in Monterrey… my savings were already approaching five million pesos.
Five million.